KIS98 Terms and Conditions – Platform Usage Guidelines

Welcome to KIS98, an online entertainment platform operated to serve the needs of users in Malaysia. This Terms and Conditions document ("Terms") constitutes a legally binding agreement between you ("User") and KIS98 ("Platform"). These Terms govern all aspects of use of the website, mobile application, and services offered by kis98.

By accessing the kis98 website, registering an account, making a deposit, or using any of the services provided, you are automatically deemed to have read, understood, and agreed to be bound by all Terms stated herein. If you do not agree with any part of these Terms, you are advised not to use the kis98 platform.

KIS98 reserves the right to modify, add, or remove any part of these Terms at any time without prior notice. It is the user's responsibility to review these Terms periodically to ensure continued compliance with the latest version.

Use of the kis98 platform is restricted to individuals who meet the following eligibility criteria. KIS98 takes its social responsibility seriously in ensuring this platform is only used by those legally and ethically permitted to do so.

• You must be at least 18 years old on the date of registration.
• You must be a legally eligible individual capable of entering into a binding agreement in your jurisdiction of residence.
• You are not blocked, prohibited, or restricted from using online gambling services under applicable local laws.
• You are not registering on behalf of a third party or using another person's personal information.
• You have never been suspended or banned from the kis98 platform before.
• Only one account only allowed per individual, IP address, device, or household.

KIS98 reserves the right to request verification documents — such as a copy of your MyKad or other valid identification — to confirm user eligibility at any time. Users who fail to submit the required documents within the specified period may have their account temporarily suspended or permanently closed.

During the registration process, you are required to provide accurate, complete, and up-to-date information. Any false or misleading information provided during registration may result in your account being terminated and any pending winnings forfeited.

You are fully responsible for the security of your kis98 username and password. Here are some security practices we follow and encourage:

• Enable Two-Factor Authentication (2FA) for added protection on your account.
• Never share your login credentials with anyone, including family members.
• Use a strong, unique password that is not used on any other platform.
• Log out of your account after every session, especially on shared devices.
• Contact the kis98 support team immediately if you suspect any suspicious activity on your account.

Kis98 will not be held liable for any loss or damage arising from a user's failure to safeguard their login credentials. All activity carried out through your account will be deemed your own actions, unless you have reported a security breach to us in writing.

KIS98 supports a wide range of deposit and withdrawal methods suited for users in Malaysia. All financial transactions on our platform are protected by 256-bit SSL encryption, ensuring the security of your financial information at all times.

Accepted Deposit Methods:

• Bank transfer via FPX (all major local banks supported)
• Touch 'n Go eWallet
• GrabPay
• Cryptocurrency (Bitcoin, USDT, and others)

Deposit Conditions:

• The minimum deposit amount is RM10 per transaction.
• Deposits are processed and credited to your account almost instantly.
• All deposits must originate from an account or payment method registered in the same user's name.
• Kis98 does not accept deposits from third parties.

Withdrawal Conditions:

• The minimum withdrawal amount is RM30 per transaction.
• Withdrawals can only be processed to the same payment method used during deposit.
• Identity verification (KYC) must be fully completed before your first withdrawal is approved.
• All bonus wagering requirements must be fully met before any withdrawal can be made.
• KIS98 reserves the right to request additional supporting documents for verification purposes before approving large withdrawal amounts.

KIS98 offers a variety of attractive bonuses and promotions for both new and existing members. Each bonus is subject to its own terms and wagering requirements that must be met before any withdrawal can be made.

• The welcome bonus may only be claimed once per verified new user.
• The wagering requirement for each bonus will be clearly stated on the relevant promotions page.
• KIS98 reserves the right to void bonuses and any associated wins if there is evidence that a user has attempted to exploit promotions dishonestly.
• Using multiple accounts to claim bonuses repeatedly is strictly prohibited and will result in permanent account closure.
• All promotions have an expiry date. Bonuses not used within the specified period will expire automatically without any compensation.
• KIS98 reserves the right to modify, suspend, or withdraw any promotion without prior notice.

All games offered on the kis98 platform are operated using a Random Number Generator (RNG) certified by internationally accredited independent audit bodies. This ensures every spin, card hand, or game outcome is fair and cannot be manipulated by any party.

• Each game has its own minimum and maximum betting limits, which are subject to change at any time.
• Wins are calculated based on the paytable set by each respective game provider.
• In the event of a technical disruption or system failure during a gaming session, all affected bets will be voided and the wagered amounts returned to the user's account balance.
• Completed game results are final and cannot be disputed unless there is clear evidence of a technical error.
• The use of automation software, bots, or any tools designed to gain an unfair advantage in games is strictly prohibited.
• KIS98 reserves the right to declare any winnings void if there is evidence of fraud or exploitation of software bugs.

Users of the kis98 platform are required to conduct themselves in a respectful, honest, and responsible manner at all times. The following behaviours are strictly prohibited and may result in immediate disciplinary action:

• Using offensive language, threats, or harassment toward other users or kis98 support staff.
• Sharing or selling your kis98 account to another party.
• Committing any form of fraud, including the use of stolen credit cards or payment methods.
• Attempting to hack, attack, or disrupt the technical infrastructure of the kis98 platform.
• Using a VPN or proxy to conceal your actual location in order to bypass regional restrictions.
• Colluding with other players in multiplayer games to gain an unfair advantage.
• Publishing or spreading defamatory, misleading, or reputation-damaging content about kis98.

KIS98 reserves the right to take immediate action — including temporary account suspension, permanent account closure, and forfeiture of account balance — against any user found to have violated any of the conduct rules above.

KIS98 reserves the right to suspend or close a user's account at any time and without prior notice if there is reasonable cause to do so. Grounds that may result in such action include, but are not limited to:

• Violation of any Terms and Conditions set out herein.
• Failure to complete the KYC verification process within the specified period.
• There is evidence that the account is being accessed by an individual under 18 years of age.
• User's own request for self-exclusion purposes.
• Instructions from competent regulatory authorities.

Users may also close their own account at any time by contacting the kis98 customer support team. Any legitimate remaining balance in an account closed at the user's request will be returned to the user once all conditions have been met.

The kis98 platform is provided on an "as is" basis without any express or implied warranties. KIS98 does not guarantee that the service will always be available without interruption, errors, or technical issues, although we strive to maintain 99.9% uptime.

• Kis98 is not liable for any direct or indirect financial losses arising from the use of this platform.
• Kis98 is not responsible for service disruptions caused by factors beyond our control, such as ISP outages, natural disasters, or cyberattacks.
• The information provided on this platform is for entertainment purposes only and should not be considered financial advice.
• Kis98 is not responsible for any taxes or tax obligations that may arise from a user's winnings under applicable local laws.

KIS98 reserves the right to amend, update, or replace these Terms and Conditions at any time at the platform's sole discretion. Any material changes will be communicated via a notice on the website or by email to registered members.

Continued use of the kis98 platform after any amended Terms take effect constitutes full acceptance of those amended Terms. If you do not agree with the changes made, you have the right to close your account before the amendments come into force.

These Terms and Conditions are governed and interpreted in accordance with applicable law. Any dispute arising from or relating to these Terms shall first be resolved through voluntary negotiation. If a dispute cannot be resolved through negotiation, it shall be referred to binding arbitration in accordance with the procedures established by the platform.